These Terms of Use govern your access to and use of pearlblogger.com (the "Site"), operated by The Marketing Department Ltd, a Private Limited Company registered in Scotland under company number SC521471, registered office Suite 11, Fairfield, 1048 Govan Road, Glasgow, Scotland, G51 4XS ("we", "us", "PearlWise"). By using the Site, you accept these Terms in full. If you disagree with any part, please do not use the Site.
PearlWise is an advertising-funded educational resource about household budgeting for UK residents. We publish general content and a free downloadable report. The Site is not a financial advice service, and we are not a financial adviser.
Content on this Site, including the free report, is general educational information only. It does not consider your individual circumstances and must not be relied upon as personalised financial, tax, debt or legal advice. Before making financial decisions, seek guidance from a qualified, FCA-authorised adviser, or from the free, impartial, government-backed service MoneyHelper.
This Site is an advertisement feature. It is funded by advertising and may be linked to commercial partners. We label this clearly throughout the Site. Being commercially funded does not, in our view, compromise the general educational nature of the content, but you should weigh the content with this relationship in mind.
Requesting the report is free and does not require payment or a credit card. By submitting the form, you agree to receive the report by email and, only if you separately opt in, occasional advertising updates. We do not guarantee that requesting the report will lead to any particular financial outcome.
We try to keep figures (such as energy price caps, council tax averages and other published statistics) accurate and sourced from official bodies (e.g. Ofgem, GOV.UK, Ofwat, ONS). However, these figures change over time and vary by region; we do not guarantee they will match your specific circumstances at the time you read them.
All content on this Site, including text, graphics, logos and the report itself, is owned by or licensed to The Marketing Department Ltd and protected by copyright. You may not reproduce, distribute or create derivative works from this content without our prior written consent, except for personal, non-commercial use of the report you requested.
To the fullest extent permitted by law, The Marketing Department Ltd excludes liability for any loss or damage arising from your use of this Site or reliance on its content, except where such liability cannot be excluded under Scots law (for example, liability for death or personal injury caused by our negligence, or for fraud).
We may update the Site or these Terms at any time without prior notice. Continued use of the Site after changes are published constitutes acceptance of the revised Terms.
These Terms are governed by the laws of Scotland. Any disputes will be subject to the exclusive jurisdiction of the Scottish courts.
The Marketing Department Ltd · Suite 11, Fairfield, 1048 Govan Road, Glasgow, Scotland, G51 4XS
Email: hello@pearlblogger.com · Phone: 0141 213 0973
Last updated: 20/07/2026